Welcome, Optimum Physician Alliance (OPA) Provider!

Your OPA Insurance Marketplace is your one-stop-shop for all of your insurance needs, including an exclusive Medical Malpractice Program developed specifically for eligible OPA providers.

When choosing to participate in the OPA Insurance Marketplace, you will be assigned a trusted insurance advisor who specializes in insurance offerings for medical groups, hospitals, skilled nursing facilities and assisted living centers.  Your insurance advisor will be available to assist you 24/7 to ensure you receive the highest level of service from Lawley’s insurance and employee benefits experts.

To view the programs available to you, as an OPA provider, please click the expand buttons below.  This will help you better understand the different opportunities and coverages most suitable to meet your needs. It is important to note that this is not an all-inclusive list. Your insurance advisor, Michael Knott, is available to provide additional information and answer any of your questions.

For additional information please complete the form below, and be sure to indicate the programs or coverage you would like to learn more about.

Malpractice

Lawley has your malpractice insurance covered with our in-house Healthcare Practice Group; a team of risk management professionals with experience understanding the healthcare field and its unique exposures.

Our Process:

  1. Risk Evaluation | Assess the current program, loss history, and risk management procedures
  2. Data Assessment | Dig into claim data to identify trends and determine the effect on overall program pricing and structure
  3. Build a Game Plan | Develop a strategy using data to create a comprehensive program with the most competitive carriers in the marketplace
  4. Execute | Implement these strategies and service model

Benefits to OPA Providers:

  • Exclusive program for physicians affiliated with Erie County Medical Center that offers the lowest rates available in NYS
  • Access to every admitted medical malpractice carrier in NYS as well as national carriers and Risk Retention Groups
  • Average Premium savings of 10% – 35% based on specialty and claim history
  • Both Occurrence and Claims Made Policy Forms including free “Tail-Coverage” at retirement
  • Physician limits:
    • Each Physician: $2.3M per occurrence / $6.9M aggregate on underlying coverage
    • Ability to provide shared excess coverage over all physicians in a group for additional protection
  • Free Risk Management Resources and Education – Typically only available to very large groups
  • Individuals from Lawley assigned to each group to provide a single point of contact
  • Extensive experience working with groups of various specialties
  • Ability to provide creative programs focused on controlling costs through alternate mechanisms of risk sharing
  • Internal claims team to guide clients through claims
  • Relationships with local defense firms to facilitate a team approach on claims
  • Annual claim reviews
  • Assist in credentialing process to onboard new providers
  • Efficiently manage malpractice program to make policy changes, add/remove providers, risk management course assistance, and all other policy services

Lawley PowerConnect puts the control in your hands!  Learn more

Health Insurance

Lawley offers a convenient online shopping exchange with a wide array of coverage options including:

Lawley PowerConnect puts the control in your hands!  Learn more

Personal Insurance

We are committed to delivering the most appropriate personal insurance options so that we can protect your greatest assets:

  • Each member group will be provided a “Lunch & Learn” to understand how these insurance policies should be integrated into their full financial plan
  • A Lawley team member will provide an individual consultation and analysis of each employee’s current insurance protection
  • Lawley will present a personalized proposal to each employee with coverage recommendations
  • All reviews will be done at each group’s office for convenience

Learn more

 

Voluntary Benefits

Some voluntary benefits pay cash benefits directly to employees to cover living expenses, lost wages, copayments, and deductibles and can include the following:

  • Life Insurance
  • Disability Insurance
  • Critical Illness
  • Accident Insurance
  • and more!

We also have a fully-staffed Medicare team that can help both employers and individuals.

Learn more

 

Retirement/401k

For more than two decades, our experienced partners and professionals have provided independent investment advice and financial counsel to a diverse client base of companies large and small, in Western New York, across the country and around the world.  If you have been questioning if your retirement plan is working for you, it’s time to talk to a Lawley Retirement Advisor.

Talk to us about any of the following topics!

Learn more

 

Please fill out the form below if you are interested in learning more about this program. Be sure to write in what coverages you would like to learn more about.

 

 

More questions?  Check out our FAQ page.

 

 

 

 

 


Mike Knott Insurance Consultant

Mike is an insurance consultant with 10+ years of experience managing risk for healthcare facilities
and non-profits. Mike specializes in medical malpractice, physician groups, hospitals,
senior living facilities, and non-profits.

mknott@lawleyinsurance.com
716.849.4340

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We protect what you’ve worked so hard to build!

That’s our objective here at Lawley. Personal and business insurance, risk management, and employee benefits are the tools we use to do it.

We strive to be the partner of choice for customers, insurance carriers and employees looking for long-term relationships built on a foundation of trust.

It’s how we do it that sets us apart from so many other people in this business. We call it “The Lawley Difference.” It’s about getting below the surface to understand what’s keeping you up at night, then going above and beyond, bringing together the right resources to get you where you want to be – all with a passion and a commitment that you won’t find anywhere else.