Heat Illness | Prevention Tips for Outdoor Workers

Tired construction worker wiping forehead at site

Take Precautions to Prevent Heat Illness Working outside, you know that the weather can have an impact on your day. Hot weather, especially when combined with strenuous physical labor, can cause your body temperature to rise to unsafe levels. Normally, your body cools itself through sweating, but in hot and humid weather, sweating is not… Continue reading Heat Illness | Prevention Tips for Outdoor Workers

Inside Medicare | How Does Medicare Insurance Handle Pre-existing Conditions?

Question: I am turning 65 later this year, how will Medicare handle the coverage of my already existing medical problems?   Answer: Congratulations on reaching Medicare eligibility! Your coverage with Medicare is very comprehensive. When you become Medicare eligible, Medicare covers all your pre-existing medical conditions with very few exceptions. If you have Diabetes, Cancer,… Continue reading Inside Medicare | How Does Medicare Insurance Handle Pre-existing Conditions?

Migraine: A Headache at its Worst

Migraine headaches are episodic, recurrent, throbbing headaches that usually occur on one side of the head. Migraines last from several hours to several days, and are often accompanied by nausea, vomiting and sensitivity to light and sound. Types of Migraine Migraines are classified into two types: classic or common. Classic migraine, or migraine with aura,… Continue reading Migraine: A Headache at its Worst

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Adding Omega-3 Fat to Your Diet

Contrary to popular belief, not all fat is bad for you—especially if it contains omega-3 fat. While this fat is not naturally produced by the human body, it does play a role in minimizing your risk of cardiovascular disease. It also has been shown to reduce high blood pressure, decrease inflammation, inhibit cancer growth and… Continue reading Adding Omega-3 Fat to Your Diet

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Stay Cool & Hydrated: Why Water Matters More Than You Think

As the temperature rises, so does the importance of staying properly hydrated. Whether you’re working outdoors, exercising, or simply enjoying a sunny day, keeping your body well-hydrated is one of the easiest—and most critical—ways to protect your health in the heat. Why Hydration Matters Water plays a vital role in nearly every bodily function. It… Continue reading Stay Cool & Hydrated: Why Water Matters More Than You Think

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Comparative Effectiveness Research Fee (PCORI)

comparative effectiveness research fees pcori

To download this document, click here: Comparative Effectiveness Research Fee (PCORI) The Affordable Care Act (ACA) created the Patient-Centered Outcomes Research Institute which resulted in fees being due by health insurance issuers of insured health plans and plan sponsors of self-insured health plans, as well as certain HRAs and non-excepted FSAs.  The PCORI fees are due annually… Continue reading Comparative Effectiveness Research Fee (PCORI)

Inside Medicare | I signed up for Medicare when I thought I was retiring but then decided to keep working. What do I do?

Question: I was planning on retiring, so I signed up for Medicare Part A & B. Now I have decided to keep working. Since I don’t need Medicare anymore, can I cancel it? What about the premiums I’ve already paid?   Answer: We all look forward to retirement, and then when it gets close, we… Continue reading Inside Medicare | I signed up for Medicare when I thought I was retiring but then decided to keep working. What do I do?

Inside Medicare | I’m 54 and disabled, what kind of Medicare Insurance do I need?

Question: I’m 54 years old and I’ve been disabled for almost 2 years so I think I’m eligible for Medicare. Do I need to sign up for any parts of Medicare, including drug coverage?   Answer: That’s great news that you qualify for Medicare as you will now have comprehensive insurance to help cover your… Continue reading Inside Medicare | I’m 54 and disabled, what kind of Medicare Insurance do I need?

Mental Health Comparative Analysis

To download this document as a PDF, click here: Mental Health Comparative Analyses On Sept. 9, 2024, the Departments of Labor, Health and Human Services, and the Treasury (Departments) released a final rule to strengthen the requirements of the Mental Health Parity and Addiction Equity Act (MHPAEA). The final rule focuses on nonquantitative treatment limitations (NQTLs)… Continue reading Mental Health Comparative Analysis

Inside Medicare | What type of long term care insurance should I get?

Question: We have been considering Long Term Care Insurance (LTCI), and would like to know what you recommend?   Answer: Long Term Care Insurance (LTCI) can be a useful tool to help pay for healthcare services you or your spouse may need in the future. LTCI has changed significantly in recent years and offers many… Continue reading Inside Medicare | What type of long term care insurance should I get?