If you qualify for Medicare insurance, you may have already noticed some major changes this year.

Companies like Independent Health, Highmark, and Univera have adjusted their Medicare Advantage options, changing premiums and prescription drug coverage, and provider networks at local care centers and hospitals are noting significant changes for 2026.

Alyssa McGovern, Director of Medicare, commented in the Buffalo News “there’s so many different factors at play this year” and called the situation unprecedented for disruptions and confusion.

Despite all these changes, you still have plenty of choices. Review your Annual Notice of Change (ANOC), compare available plans, and check which providers are covered.

Open enrollment lasts from October 15 to December 7. If your current plan is being discontinued, you can pick a new one up until December 31. And if you find your new plan doesn’t suit you, you’re allowed to switch again between January 1 and March 31.

We’re here to help.

Lawley Medicare Solutions is here to help advocate for clients and assist in navigating available options, including decisions between Medicare Advantage and Supplemental plans to address coverage gaps. Our team wants to ensure you have the time and guidance you need to fully understand your options and make any updates that best fit your needs.

Whether you’re newly eligible for Medicare insurance or have been on a plan for years, now’s the time to review your options.

For more information, visit our Medicare Insurance page or contact our team via phone at 716.551.7070 TTY-711 or email at medicare@lawleyinsurance.com. There is no obligation to you when you work with a member of our team.

Lawley Medicare Solutions is a NON-GOVERNMENT ENTITY. We do not offer every plan available in your area and currently represent 8 organizations offering 60 products locally. For comprehensive information on all your options, visit Medicare.gov, call 1-800-MEDICARE, or reach out to your local State Health Insurance Program.