Navigating Medicare insurance can feel overwhelming.

Alyssa McGovern, Director of Medicare, recently appeared on Daytime Buffalo to help clarify what beneficiaries need to know.

Alyssa highlighted that the Annual Election Period for Medicare Insurance, which runs from October 15th to December 7th, allows individuals to review current coverage, assess new options, and make necessary updates for the upcoming year.

With several carriers adjusting benefits and plan options for 2026,
this year’s AEP is especially important to evaluate your coverage and costs.

Alyssa advised viewers to review their Annual Notice of Change, recently delivered by mail, which details whether plans are continuing, changing, or terminating. She noted that if your plan is terminating, you’ll need to actively choose a new one; otherwise, you’ll be reverted to original Medicare. If your current plan is ending, you’ll receive a notice and be eligible for a Special Enrollment Period from December 8th through February 28th to select a new plan. To help tailor the best plan for your needs, Alyssa recommends bringing a list of your doctors, prescriptions, and any upcoming procedures, such as surgeries, to your consultation.

We’re here to help.

Lawley Medicare Solutions is here to help advocate for clients and assist in navigating available options, including decisions between Medicare Advantage and Supplemental plans to address coverage gaps. Our team wants to ensure you have the time and guidance you need to fully understand your options and make any updates that best fit your needs.

Whether you’re newly eligible for Medicare insurance or have been on a plan for years, now’s the time to review your options.

For more information, visit our Medicare Insurance page or contact our team via phone at 716.551.7070 TTY-711 or email at medicare@lawleyinsurance.com. There is no obligation to you when you work with a member of our team.

Lawley Medicare Solutions is a NON-GOVERNMENT ENTITY. We do not offer every plan available in your area and currently represent 8 organizations offering 60 products locally. For comprehensive information on all your options, visit Medicare.gov, call 1-800-MEDICARE, or reach out to your local State Health Insurance Program.