Charles W. Allesi Partner View Bio

Medicare Insurance can be complicated. We want to make it easier for you. At Lawley, we have developed a team of professionals to help you find, and enroll you in the Medicare insurance option that are best for you and your family. They’ve put together a list of the top 5 things you need to know when choosing a Medicare insurance option for yourself or your loved ones.

What is Medicare insurance?

Medicare insurance is a federal health insurance program for Americans ages 65 and older, as well as those with certain disabilities. Through a combination of its four key parts, Medicare covers many health care costs for those enrolled.

What are the four parts of Medicare insurance?

Medicare insurance is broken into four parts: A, B, C & D.

  • Part A – This covers inpatient hospital visits, skilled nursing facility stays, and hospice care.
  • Part B – Helps pay for doctor visits, ambulance rides, lab tests, and equipment such as wheelchairs.
  • Part C – This is also known as Medicare Advantage. It is an alternative program to Parts A & B offered by approved private insurance companies. These plans often include prescription and drug coverage and other benefits like vision or dental coverage. These plans usually have a network of providers who provide care at a lower cost to the enrolled participants.
  • Part D – Medicare D is an optional prescription drug plan offered by approved private insurers. These plans designate covered drugs and the pharmacies where you can get them, and vary from plan to plan.

Are there other options for Medicare insurance?

Medicare Supplement insurance options, offered by approved insurers, cover co-pays and deductibles that Parts A & B do not. They are accepted by any doctor who accepts Medicare assignments.

What is the cost of Medicare?

Lawley’s team of  Medicare & Individual Health  Insurance Consultant will help you best decide what plan to enroll in. One of the factors they look at is your budget and your needs. Medicare insurance is very affordable, and is often even more affordable than people realize.

How do I go about choosing a Medicare insurance option that is right for me?

The best way to choose a Medicare insurance option is to call us. We can help you decide what works for you and your family. We know the ins and outs of this topic and our team of professionals will be with you every step of the way to make sure you are equipped with everything you need to know to make the best choice.

Visit our Medicare & Individual Health Insurance Consultant page to see what we can do for you. Or, contact us for more information about choosing a Medicare plan.

 

We do not offer every plan available. Currently we represent eight organizations which offer 60 products. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We are a non-government entity.