{"id":898,"date":"2014-08-05T17:41:33","date_gmt":"2014-08-05T21:41:33","guid":{"rendered":"http:\/\/staging.lawleyinsurance.com\/?page_id=898"},"modified":"2022-04-04T12:37:30","modified_gmt":"2022-04-04T16:37:30","slug":"pollution-liability-insurance","status":"publish","type":"page","link":"https:\/\/www.lawleyinsurance.com\/staging\/9446\/business-insurance\/specialty-insurance\/pollution-liability-insurance\/","title":{"rendered":"Pollution Liability Insurance"},"content":{"rendered":"<h2>Pollution Liability Insurance | Keep The Environment &amp; Your Company Safe<\/h2>\n<p><strong>What Does It Cover?<\/strong><\/p>\n<p>Pollution Liability Insurance policies address the exposure related to pollution incidents arising from an insured\u2019s owned or operated locations, and non-owned locations including waste disposal and transportation. Most policies will cover bodily injury, property damage, environmental damage, emergency response expense, claim expense and business interruption costs.<\/p>\n<p><strong>Types Of Pollution Policies<\/strong><\/p>\n<p>Contractors Pollution Liability, Site Pollution Liability and Storage Tank Liability<\/p>\n<p><strong>Who Needs It?<\/strong><\/p>\n<p>Contractors, Municipalities, Dry Cleaners, Gas Stations, Auto Dealerships, Manufacturers, Marinas, Golf Courses, and more.<\/p>\n<blockquote>\n<h3><\/h3>\n<h3>In most cases, Pollution Liability claims are excluded on virtually ALL standard General Liability policies. The attorney fees and other expenses to defend these claims alone can be substantial.<\/h3>\n<\/blockquote>\n<p><strong>Claims Scenarios<\/strong><\/p>\n<ul>\n<li><strong>$175,000 Remediation Expense<\/strong> &#8212;\u00a0<em>Above ground storage tank containing fuel oil developed rust and a small leak. A retention pond near the tank had an oil sheen. The tank was found to be the source of the oil. Onsite remediation expense, legal expenses, and investigation expenses. General Liability carrier denied claim based on pollution exclusion were incurred.<\/em><\/li>\n<li><strong>$350,000 Remediation and Liability\u00a0<\/strong>&#8212;\u00a0<em>Battery storage area caught fire. The fire water dispersed battery acid and lead onto the ground. The state EPA ordered an investigation, removal of contaminated soils, and treatment of groundwater. Onsite remediation expense, and defense of claim for bodily injury from fumes of fire and legal expenses. General Liability carrier denied claim based on pollution exclusion.<\/em><\/li>\n<li><strong>$150,000 Waste Disposal Liability<\/strong> &#8212;\u00a0<em>The course operator hired a licensed waste recycling and disposal firm to dispose of spent solvents and batteries from golf cart maintenance operations. The recycling firm went bankrupt and left behind waste chemicals and spent batteries at its facility. The state EPA ordered all of the waste generators to pay for the clean-up and removal of waste. The golf course owner was a generator and paid legal defense and a portion of waste removal and disposal. General Liability carrier denied claim based on pollution exclusion.<\/em><\/li>\n<\/ul>\n<p><!--Have a question? Check our FAQ for answers.\n\n\n<ul>\n\t\n\n<li><a href=\"http:\/\/www.lawleyinsurance.com\/frequently-asked-questions\/#BusinessInsurance2\" title=\"Frequently Asked Questions\">What is environmental liability insurance?<\/a><\/li>\n\n\n\t\n\n<li><a href=\"http:\/\/www.lawleyinsurance.com\/frequently-asked-questions\/#BusinessInsurance12\" title=\"Frequently Asked Questions\">Do environmental liability insurance policies pay environmental claims?<\/a><\/li>\n\n\n\t\n\n<li><a href=\"http:\/\/www.lawleyinsurance.com\/frequently-asked-questions\/#BusinessInsurance25\" title=\"Frequently Asked Questions\">What is the environmental liability insurance trigger?<\/a><\/li>\n\n\n<\/ul>\n\n\n<script type=\"text\/javascript\" src=\"https:\/\/lawleyinsurance.formstack.com\/forms\/js.php\/general_contact_form_copy\"><\/script><noscript><a href=\"https:\/\/lawleyinsurance.formstack.com\/forms\/general_contact_form_copy\" title=\"Online Form\">Online Form - Sub Contact Form<\/a><\/noscript>\n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pollution Liability Insurance | Keep The Environment &amp; Your Company Safe What Does It Cover? Pollution Liability Insurance policies address [&hellip;]<\/p>\n","protected":false},"author":215,"featured_media":0,"parent":7129,"menu_order":52,"comment_status":"open","ping_status":"open","template":"page-templates\/two_column.php","meta":{"_acf_changed":false,"nf_dc_page":"","footnotes":""},"class_list":["post-898","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Environmental Liability Insurance | Lawley Insurance - Pollution &amp; Remediation Coverage<\/title>\n<meta name=\"description\" content=\"Lawley Insurance delivers pollution &amp; remediation coverage through environmental liability insurance for risks like asbestos, lead paint, mold and the development of brownfield sites\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lawleyinsurance.com\/staging\/9446\/business-insurance\/specialty-insurance\/pollution-liability-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pollution Liability Insurance\" \/>\n<meta property=\"og:description\" content=\"Lawley Insurance delivers pollution &amp; remediation coverage through environmental liability insurance for risks like asbestos, lead paint, mold and the development of brownfield sites\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lawleyinsurance.com\/staging\/9446\/business-insurance\/specialty-insurance\/pollution-liability-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Lawley Insurance - 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