Employment Practices Liability Insurance steps in to defend and shelter company assets from employee lawsuits alleging discrimination, harassment or wrongful termination and other employment related claims. Third Party Coverage is available for claims alleged by non-employees (vendors, customers, etc.)<\/p>\n
The number of employment related lawsuits filed with state and local agencies is at an all-time high and steadily increasing.<\/p>\n
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88,000 — In 2014, the Equal Employment Opportunity Commission (EEOC) handled over 88,000 charges.*<\/h3>\n<\/blockquote>\n
Claims Scenarios<\/strong><\/p>\n
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- $250,000 Sexual Harassment<\/strong> —\u00a0A receptionist sued the seed company she worked for, alleging sexual harassment and retaliation. Specifically, she claimed that her boss had sexually harassed her and that, after she complained, she was moved to a less-desirable position and ultimately terminated. Other employees confirmed the boss had a tendency to make inappropriate and lewd remarks. Travelers paid $200,000 to settle the case, but only after paying $50,000 in defense expenses.<\/em><\/li>\n
- $285,000 Discrimination<\/strong> —\u00a0The Equal Employment Opportunity Commission [EEOC] filed a civil complaint against the insured on behalf of four former employees. The EEOC found each party\u2019s charge credible. Specifically, the claimants alleged that they were retaliated against and\/or demoted for reporting, protesting and\/or objecting to discriminatory treatment. In addition, one claimant alleged her disability was the subject of inappropriate jokes and conversations. Travelers paid more than $50,000 in legal fees and settled the case for $235,000.<\/em><\/li>\n
- $600,000 Wrongful Termination & Retaliation<\/strong>\u00a0<\/strong><\/em>—\u00a0A hospital employee complained that the hospital had initiated a number of policies that resulted in inadequate nurse to patient ratios, use of unqualified nursing staff and falsification of hospital staff training records. The plaintiff alleged retaliation and was eventually terminated in response to plaintiff\u2019s attempts to modify the hospital\u2019s policies. In the lawsuit, the plaintiff asserted the following causes of action: wrongful termination in violation of public policy, infliction of emotional distress, slander and violation of the Business and Professions Code. The case was settled for $400,000 and defense expenses were an additional $200,000.<\/em><\/li>\n<\/ul>\n
*Based on statistics provide EEOC website: http:\/\/eeoc.gov\/eeoc\/statistics\/enforcement\/charges.cfm
\n** Courtesy of Travelers Insurance<\/sub><\/p>\n