{"id":7133,"date":"2015-10-19T16:50:03","date_gmt":"2015-10-19T20:50:03","guid":{"rendered":"http:\/\/www.lawleyinsurance.com\/?page_id=7133"},"modified":"2022-04-04T12:36:35","modified_gmt":"2022-04-04T16:36:35","slug":"crime-insurance","status":"publish","type":"page","link":"https:\/\/www.lawleyinsurance.com\/staging\/9446\/business-insurance\/specialty-insurance\/crime-insurance\/","title":{"rendered":"Crime Insurance"},"content":{"rendered":"<h2>Crime Insurance | Help Protect Against Financial Loss<\/h2>\n<p><strong>What Does it Cover?<\/strong><br \/>\nCrime insurance addresses the most common fidelity threats, including losses due to employee dishonesty, credit card forgery, computer fraud and theft, and disappearance and destruction of property. Crime policies can be written to cover a wide range of coverages to help protect your business against financial loss.<\/p>\n<p><strong>Common Coverages<\/strong><\/p>\n<ul>\n<li>Employee Theft<\/li>\n<li>ERISA Fidelity<\/li>\n<li>Employee Theft of Client Property<\/li>\n<li>Forgery or Alteration<\/li>\n<li>On Premises<\/li>\n<li>In Transit<\/li>\n<\/ul>\n<blockquote>\n<h3><\/h3>\n<h3><strong>$140,000 &#8212;\u00a0<\/strong>According to Travelers, the average loss caused by employee dishonesty is $140,000 with one in every five cases reporting a loss of at least $1 Million*<\/h3>\n<\/blockquote>\n<p><strong>Claim Scenarios<\/strong><\/p>\n<ul>\n<li><em><strong>Employee Theft $125,000<\/strong><\/em><strong> &#8211;<\/strong>\u00a0<em>The company constructed and maintained computer systems for various customers. While supposedly installing laptop computers onsite at a client\u2019s office, an employee stole more than 100 laptops valued at $1,100-$1,200 each. The employee confessed and said he had sold the laptops at a local casino for a few hundred dollars each. After the deductible, the insurance company paid in excess of $125,000.<\/em><\/li>\n<li><em><strong>Computer Fraud $200,000<\/strong><\/em> <strong>&#8211;<\/strong>\u00a0<em>After he was fired, a former employee used his supervisor\u2019s password to enter the company\u2019s unlocked building and used the supervisor\u2019s computer. He initiated transactions using his bank routing code to receive fake reimbursements purportedly made to the company\u2019s customers.<\/em><\/li>\n<li><em><strong>Social Engineering $100,000 &#8211;\u00a0<\/strong>A manufacturer received an email that appeared to be from one of its vendors, requesting that a payment be sent to a different bank account number due to an ongoing audit. The payment was made to the new account number, and when the manufacturer received a past due notice and called the vendor, it was uncovered that the vendor\u2019s email accounts had been hacked, and the email that was sent with payment instructions was, in fact, fraudulent.<\/em><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><sub class=\"small\">* Courtesy of Travelers Insurance<\/sub><\/p>\n<p><script type=\"text\/javascript\" src=\"https:\/\/lawleyinsurance.formstack.com\/forms\/js.php\/general_contact_form_copy\"><\/script><noscript><a href=\"https:\/\/lawleyinsurance.formstack.com\/forms\/general_contact_form_copy\" title=\"Online Form\">Online Form &#8211; Sub Contact Form<\/a><\/noscript><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Crime Insurance | Help Protect Against Financial Loss What Does it Cover? Crime insurance addresses the most common fidelity threats, [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":7129,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/two_column.php","meta":{"_acf_changed":false,"nf_dc_page":"","footnotes":""},"class_list":["post-7133","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Crime Insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lawleyinsurance.com\/staging\/9446\/business-insurance\/specialty-insurance\/crime-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Crime Insurance\" \/>\n<meta property=\"og:description\" content=\"Crime Insurance | Help Protect Against Financial Loss What Does it Cover? 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