{"id":123,"date":"2014-05-14T13:48:52","date_gmt":"2014-05-14T17:48:52","guid":{"rendered":"http:\/\/LawleyInsurance:8001\/?page_id=123"},"modified":"2023-03-06T16:40:14","modified_gmt":"2023-03-06T20:40:14","slug":"captive-insurance","status":"publish","type":"page","link":"https:\/\/www.lawleyinsurance.com\/staging\/9446\/business-insurance\/captive-insurance\/","title":{"rendered":"Captive Insurance"},"content":{"rendered":"<h2>Protecting Well-Managed Businesses Through Captive Insurance<\/h2>\n<p>Many of our clients have a strong desire to better control their destiny, manage costs and adopt a risk financing approach that enables them to budget current and future insurance costs. That\u2019s led to an increasing interest in group captive insurance programs for businesses that consistently operate safely. Quite simply, captive insurance is a group of businesses that come together to form their own insurance company.<\/p>\n<p>Captive insurance is designed to reward well-managed companies by:<\/p>\n<ul>\n<li>Reducing insurance costs (with premiums based on your loss experience)<\/li>\n<li>Recapturing underwriting profits and investment income<\/li>\n<li>Improving business risk management and cash flow<\/li>\n<li>Providing a means to transfer wealth out of the company<\/li>\n<\/ul>\n<p>At Lawley, our team of insurance experts can assess your business to determine if captive insurance makes sense for you. If so, we\u2019ll guide you through the process to ensure that you start to recognize the benefits from the program as quickly and easily as possible. Is joining a captive insurance group the right solution for your business? We\u2019ll help you answer that question.<\/p>\n<h2>Captive Team<\/h2>\n<!-- start bios -->\n\n\t\n\t\t\n\t\t\n\t\t\t<div class=\"bio bio-widget\">\n\t\t\t\t<h3>\n\t\t\t\t\t<a href=\"https:\/\/www.lawleyinsurance.com\/staging\/9446\/bio\/andy-gernold\/\">\n\t\t\t\t\t<span class=\"bio-photo\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"100\" height=\"100\" src=\"https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2015\/11\/Lawley-Bio-Andy-Gernold-2023-1-150x150.jpg\" class=\"attachment-100x100 size-100x100 wp-post-image\" alt=\"\" srcset=\"https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2015\/11\/Lawley-Bio-Andy-Gernold-2023-1-150x150.jpg 150w, https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2015\/11\/Lawley-Bio-Andy-Gernold-2023-1-300x300.jpg 300w, https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2015\/11\/Lawley-Bio-Andy-Gernold-2023-1-75x75.jpg 75w, https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2015\/11\/Lawley-Bio-Andy-Gernold-2023-1-45x45.jpg 45w, https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2015\/11\/Lawley-Bio-Andy-Gernold-2023-1.jpg 629w\" sizes=\"auto, (max-width: 100px) 100vw, 100px\" \/>\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class=\"bio-name\">Andy Gernold<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t<span class=\"bio-designations\" style=\"font-size: .30em; margin-left: .5em;\">CPCU<\/span>\n\t\t\t\t\t<span class=\"bio-title\"> Captive Services Director<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t<p><p style=\"text-align: left;\">As Captive Services Director, Andy specializes in group captive insurance, alternative risk strategies, property &amp; casualty insurance, and medical malpractice insurance.\u00a0With 25+ years of experience, Andy will work closely with you to discover long-term alternatives to replace more traditional risk funding strategies. Andy has helped hundreds of businesses find unique and powerful tools to be more competitive and profitable.<\/p>\n<\/p>\n\t\t\t\t<p><a href=\"mailto:agernold@lawleyinsurance.com\">agernold@lawleyinsurance.com<\/a><br>\n\t\t\t\t716.849.1552<\/p>\n\t\t\t\t<a class=\"btn btn-secondary\" href=\"https:\/\/www.lawleyinsurance.com\/staging\/9446\/bio\/andy-gernold\/\" class=\"view-more bio-btn\">View Bio<\/a>\n\t\t\t\t<a class=\"btn btn-secondary\" href=\"https:\/\/www.linkedin.com\/in\/andy-gernold-cpcu-2666b242\" >LinkedIn<\/a>\n\t\t\t\t\n\n\t\t\t<\/div>\n\n\n\t\t\t\n\t\t\n\t\n\n<!-- end bio -->\n<!-- start bios -->\n\n\t\n\t\t\n\t\t\n\t\t\t<div class=\"bio bio-widget\">\n\t\t\t\t<h3>\n\t\t\t\t\t<a href=\"https:\/\/www.lawleyinsurance.com\/staging\/9446\/bio\/brian-duffett\/\">\n\t\t\t\t\t<span class=\"bio-photo\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"100\" height=\"100\" src=\"https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2018\/11\/Brian-Duffett-150x150.jpg\" class=\"attachment-100x100 size-100x100 wp-post-image\" alt=\"\" srcset=\"https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2018\/11\/Brian-Duffett-150x150.jpg 150w, https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2018\/11\/Brian-Duffett-300x300.jpg 300w, https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2018\/11\/Brian-Duffett-scaled.jpg 1024w, https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2018\/11\/Brian-Duffett-768x768.jpg 768w, https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2018\/11\/Brian-Duffett-1536x1536.jpg 1536w, https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2018\/11\/Brian-Duffett-75x75.jpg 75w, https:\/\/www.lawleyinsurance.com\/staging\/9446\/wp-content\/uploads\/2018\/11\/Brian-Duffett-45x45.jpg 45w\" sizes=\"auto, (max-width: 100px) 100vw, 100px\" \/>\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class=\"bio-name\">Brian Duffett<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t<span class=\"bio-designations\" style=\"font-size: .30em; margin-left: .5em;\"><\/span>\n\t\t\t\t\t<span class=\"bio-title\"> Insurance Advisor <\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t<p><p>As a captive services consultant, Brian specializes in group captive insurance, alternative risk strategies, property &amp; casualty insurance, and cyber &amp; professional liability insurance.<\/p>\n<\/p>\n\t\t\t\t<p><a href=\"mailto:bduffett@lawleyinsurance.com\">bduffett@lawleyinsurance.com<\/a><br>\n\t\t\t\t716.849.4338<\/p>\n\t\t\t\t<a class=\"btn btn-secondary\" href=\"https:\/\/www.lawleyinsurance.com\/staging\/9446\/bio\/brian-duffett\/\" class=\"view-more bio-btn\">View Bio<\/a>\n\t\t\t\t<a class=\"btn btn-secondary\" href=\"\" >LinkedIn<\/a>\n\t\t\t\t\n\n\t\t\t<\/div>\n\n\n\t\t\t\n\t\t\n\t\n\n<!-- end bio -->\n<blockquote><p>\u201cWe have always been a very safe company so the captive insurance concept made all the sense in the world. What has really helped us be even safer is the interaction with other \u201cbest in class\u201d business owners and sharing of best practices. The captive through Lawley has provided our management team with additional tools to be successful that was just not available in the traditional marketplace\u201d &#8212; Buffalo, NY Utility Contractor President<\/p><\/blockquote>\n<p><!--Have a question? Check our FAQ for answers.\n\n\n<ul>\n \t\n\n<li><a href=\"http:\/\/www.lawleyinsurance.com\/frequently-asked-questions\/#BusinessInsurance17\" title=\"Frequently Asked Questions\">Does property insurance cover me in the event of a flood, fire or earthquake?<\/a><\/li>\n\n\n \t\n\n<li><a href=\"http:\/\/www.lawleyinsurance.com\/frequently-asked-questions\/#BusinessInsurance19\" title=\"Frequently Asked Questions\">How do I protect my properties from vendors and\/or tenant liability?<\/a><\/li>\n\n\n \t\n\n<li><a href=\"http:\/\/www.lawleyinsurance.com\/frequently-asked-questions\/#BusinessInsurance18\" title=\"Frequently Asked Questions\">What if a tenant causes damage to my building?<\/a><\/li>\n\n\n<\/ul>\n\n\n--><\/p>\n<p><script type=\"text\/javascript\" src=\"https:\/\/lawleyinsurance.formstack.com\/forms\/js.php\/general_contact_form_copy\"><\/script><noscript><a href=\"https:\/\/lawleyinsurance.formstack.com\/forms\/general_contact_form_copy\" title=\"Online Form\">Online Form &#8211; Sub Contact Form<\/a><\/noscript><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Protecting Well-Managed Businesses Through Captive Insurance Many of our clients have a strong desire to better control their destiny, manage [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":16,"menu_order":40,"comment_status":"open","ping_status":"open","template":"page-templates\/two_column.php","meta":{"_acf_changed":false,"nf_dc_page":"","footnotes":""},"class_list":["post-123","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v28.5) - 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