Paul Dreher Director of Personal Insurance View Bio

In addition to keeping out the weather, your roof plays a major role in preserving your home’s energy efficiency, long-term value, and, more importantly, your homeowners’ insurance coverage.

Read the tips below to discover how to protect this crucial structure in your home.

5 Tips to Maintain Your Roof

1.Schedule Regular Roof Inspections

Get a professional roof inspection at least once a year or after any major weather event. Inspections help catch small issues like missing shingles or deteriorated flashing before they become major leaks or structural damage.

2. Keep Detailed Records

Create a roof file with inspection reports, repair invoices, warranty documents, and dated photos. These records not only track roof health, but they can help support if a claim needs to be reported

3. Respond Quickly to Damage

It is important not to delay if you spot water stains on ceilings or notice shingles on the ground. While temporary fixes like tarping can help reduce further damage and protect your claim, leaks should be addressed within 48 hours when possible.

4.Maintain Gutters and Drainage

Clogged gutters can cause water to back up under your shingles or seep into the foundation. Cleaning gutters regularly can ensure downspouts direct water at least five feet away from your home.

5.Be Selective with Contractors

If your roof needs repairs or replacement, work with licensed, insured professionals and avoid “storm chasers” those offering quick fixes after major weather events.

 

For a personal review of your policies and for more ways to reduce your insurance costs, reach out out to our personal insurance team today.

This article was shared with us by our friends at Central Insurance Companies.