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Congress is required to periodically renew the statutory authority for the National Flood Insurance Program (NFIP) to ensure its continued operation.
This reauthorization process is vital for maintaining coverage for property owners in flood-prone regions. Without timely renewal, the NFIP may lose its ability to issue new policies or renew existing ones, potentially placing individuals and communities at risk.
The National Flood Insurance Program (NFIP) has been reauthorized (retroactive to the 1/30/26 lapse date) through September 2026. Policies and claims after this date remain valid, ensuring continuous coverage. FEMA manages the NFIP, which is vital for providing flood insurance and supporting recovery in vulnerable areas.
At Lawley, our team remains committed to keeping you informed about legislative updates and assisting you with any changes related to the NFIP.
We closely monitor all relevant developments and are dedicated to helping you understand their impact on your coverage, premiums, and claims processes.
Our specialists are available to review your current flood insurance requirements, update policies, and provide guidance throughout the claims process in the event of flood-related damage.
For further assistance, please contact our team at 800.849.8618. We are dedicated to providing expert support and ensuring you remain protected and prepared for any modifications to the NFIP.
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As director of personal insurance, Paul is responsible for a team of
70+ professionals operating across branch locations
in New York, Connecticut, and New Jersey.