If you have ever wondered why you might need a personal umbrella insurance policy, our friends at Central Insurance, one of our preferred personal insurance companies, have put together a quick video to explain what an umbrella policy is and why you might consider adding it to protect your home and family in the event of a claim.

Personal Umbrella Policies offers additional liability insurance protection above what most primary liability policies provide. Judgments of $1 million or more are not uncommon today. Depending on the liability insurance limits you select, the Personal Umbrella Policy can provide you, your spouse, and children living with you $1 million or more in liability insurance protection for covered losses. Personal Umbrella Coverage may also provide broader liability insurance coverage than the primary auto, homeowner, boat or personal insurance policy.

To talk to our team and get a free assessment if a personal umbrella insurance policy is right for you, contact us here.