Self-Insurance Without the Standalone Risk. Captive Insurance May Help Your Business Save Money.

A captive is a form of self-insurance that delivers more transparency into your claims and can possibly reduce your insurance premiums significantly. Don’t think a captive is just for large companies. You may qualify to join a Lawley captive, so talk with our team to see if a captive may be a good fit for you.

Health Insurance & Business Insurance Captives Can Possibly:

• Reduce insurance costs (with premiums based on your loss experience)
• Help create a healthier and safer workplace
• Provide a means to transfer wealth out of the company
• Recapture underwriting profits and investment income
• Learn best practices from like-minded member companies

Health Insurance Captives

In a Health Insurance Captive, employer groups join together and share the advantages of being self-insured without the stand-alone risk. Your risk is mitigated by joining together with other like-minded employer groups to leverage size and predictability with an emphasis on wellness and disease management.

See how a Health Insurance Captive has helped other businesses by downloading the case study below.

Business Insurance Captives

Many of our clients have a strong desire to better control their destiny, manage costs and adopt a risk financing approach that enables them to budget current and future insurance costs. That’s led to an increasing interest in group captive insurance programs for businesses that consistently operate safely. Quite simply, captive insurance is a group of businesses that come together to form their own insurance company.

See how a Business Insurance Captive has helped other businesses by downloading the case study below.