National Association of Presort Mailers
WWW.NAPMWEB.ORG
A comprehensive Insurance Program designed to meet the unique needs of the presort mailer.
Established in 1995 exclusively for the members of the National Association of Presort Mailers (N.A.P.M.). This program was developed to bring added value to the members of the N.A.P.M. by offering exceptional pricing and customized coverages available through this program.
The Hartford
The Hartford is the nation's fifth largest commercial insurance carrier with over $15 billion in assets worldwide. The Hartford is also one of the world's largest Association group writers with over 200 groups/associations currently represented.
The Hartford provides a full spectrum of insurance coverages and superior customer service. In partnership with the Lawley Andolina-Verdi, LLC, we have tailored an insurance program that meets your unique needs.
As a participant in the National Association you receive:
As a Presort Mailer, you have specific insurance needs. Here are some of the specific insurance coverages that have been built into the program:
Bailees Coverage / Property in Transit
Covers insureds property and property of other while in transit. Coverage includes reproduction value including the cost of postage affixed and unrecoverable from the US Postal Service, but not to exceed 5.00 per item. Coverage has been expanded to include accounts, bills, deeds, evidence of debt, letters of credit, passports, documents, tickets, manuscripts, blueprints, notes and securities. |
COVERED |
Equipment Breakdown
Protects against breakdowns to all kinds of equipment. "Equipment Breakdowns" are those caused by, among other things, power surges, mechanical malfunctions, and boiler explosions - losses that are typically excluded from most business insurance policies. |
COVERED |
Non Auditable Business Owners Policy
Premium is not based on sales volume. As your Sales go up, your General Liability Premium doesn't. |
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Employee Dishonesty Coverage $125,000
Covers the loss of money or other business property due to dishonest or fraudulent acta by employees. |
COVERED |
Employee Benefit Liability
Provides protection for any legally obligated damages arising out of a negligent act, error, or omission regarding Employee Benefits. |
COVERED |
Printers Errors & Omissions Liability
Provides protection for economic damages to your customer due to negligent acts, errors or omissions. |
OPTIONAL |
Off Premises Power Interruption
Covers loss of income if an off premises power failure temporarily shuts down the business. |
COVERED |
Employment Practice Liability
Provides insurance against claims of Sexual Harassment, wrongful termination Discrimination, etc.) *In approved states only |
OPTIONAL |
Loss of Income (Actual loss sustained)
Protects you from actual loss of earnings up to 12 months, with no specific limit. |
COVERED |
Long Term Care Coverage / Up To 30% Group Discount
A way to assureyour quality of care while guarding your assets for yourself and your family. |
OPTIONAL |
| Non Owned & Hired Auto Liability |
COVERED |
| Stretch or Super Stretch Endorsement |
COVERED |
| Cost of Mail Reconstruction |
COVERED |
| Postage Reimbursement |
COVERED |
| Electronic Data Processing |
COVERED |
| Property of Others |
COVERED |
| Ordinance of Law |
COVERED |
| Forgery & Alteration |
COVERED |
| Full Replacement Cost Coverage |
COVERED |
| Signs |
COVERED |
| Back Up of Sewers |
COVERED |
| World Wide Laptop Coverage |
COVERED |
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| CUSTOMIZED SERVICES: |
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National Association of Presort Mailers Claims Center:
1-800-251-9567 This department handles all claims and claims related issues.
National Association of Presort Mailers Service Center:
1-800-251-9567 This department handles all service-related issues.
- Billing Questions
- Policy Changes
- Certificates of Insurance
- Auto ID Cards
- Coverage Questions
Contact Us:
Sales: Jim Verdi
Service: Sandi Aquino
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