Apartment Rental Insurance, Habitation Insurance and Risk Management

At Lawley, one of our specialties is knowing the industries we operate in. While providing a wide range of business insurance and personal insurance solutions, we pride ourselves on having expertise in specific industries, like habitational and real estate insurance and risk management strategies specific to these needs. Learn how our team can help with apartment rental insurance, habitational insurance solutions and risk management consulting practice groups, with experience across New York State, New Jersey and Connecticut.

As a property manager, owner or developer, you have specific business insurance and risk management needs. Lawley is uniquely poised to meet them. We can deliver what you need when you need it, with the complete range of traditional and non-traditional coverage for apartment rental insurance and condo insurance as well as value-added services such as:

  • Consulting on life safety and trip and fall issues
  • Templates and procedures for snow removal, salting logs and evacuation plans
  • Claims analysis/claims support
  • MyWave™, the customized client portal with industry specific Human Resources tools and information

FAQs

Q: How much liability insurance do I need?

A: Liability policies provide coverage for defense and settlement costs. Defense coverage is unlimited in most cases. There are a variety of discretionary limits available. Consider purchasing sufficient coverage to allow you to maintain your assets.

Q: How much business property insurance do I need?

A: Business property insurance protects your building and the property within it, including computers, furniture, fixtures, and personal property used to conduct normal business operations. You can purchase coverage sufficient to replace your property.

Q: What can I do to control my workers’ compensation costs?

A: Claims drive workers’ compensation costs. The best way to control claims costs is to identify how and why claims occur. A loss analysis can pin point the type of accident, location, time of day, occupation, etc. Once the causes are known, you can implement an employee safety program.